Give with an IRA

Take Advantage of One of the Most Tax-Efficient Charitable Giving Strategies Available

Support the charities you care about with one IRA distribution, one tax acknowledgment, and one simple giving plan.

By establishing a Designated Fund at Hudson Community Foundation, you can use a Qualified Charitable Distribution (QCD) from your IRA to support multiple charitable organizations through a single charitable vehicle. Instead of making separate gifts to each charity, your fund handles the giving for you, providing a streamlined approach to philanthropy while allowing you to continue supporting the causes that matter most.

 

 

A Simple Strategy. A Lasting Legacy.

Create a fund in your name, support your favorite charities year after year, and streamline your charitable giving, all while taking advantage of one of the most effective charitable planning tools available.

Why Donors Choose a Designated Fund

Support multiple charities through one fund

Make one IRA distribution and receive one charitable tax receipt

Maintain long-term support for the nonprofits you care about

Simplify your annual charitable giving and recordkeeping

Give up to $111,000 annually through a Qualified Charitable Distribution

You can give more for less.
If you’re age 70½ or older, you can make a Qualified Charitable Distribution (QCD) directly from your IRA to support charitable causes while reducing taxable income. QCDs can count toward your Required Minimum Distribution (RMD) and are generally excluded from your federal taxable income, making them one of the most tax-efficient ways to give. Use a QCD to establish a Designated Fund at Hudson Community Foundation and simplify your charitable giving with one distribution, one tax receipt, and lasting support for the charities you care about most.
You can make a difference.

Your community foundation can help you connect to the causes you care about most. You can set up a charitable fund in your name or make an unrestricted gift. Giving is one of life’s pleasures; we can help you enjoy it today. 

You have the ability to direct up to $111,000 of your required distribution amount straight to qualified charities (those recognized by the IRS under Section 501(c)(3)). While the IRS does not allow donors to make a qualified charitable distribution directly to your own donor-advised fund, you can donate to unrestricted funds including including Hudson NOW Fund or Hudson FOREVER Fund, and that amount will NOT be included in your taxable income for the year. Support your favorite Hudson Community Fund today by making your year-end gift before December 31, 2026.

Effective ways to turn your IRA into charitable contributions while avoiding taxes on the required minimum distributions (RMDs)
A Simple Strategy. A Lasting Legacy.

Create a fund in your name, support your favorite charities year after year, and streamline your charitable giving, all while taking advantage of one of the most effective charitable planning tools available. 

Why Donors Choose a Designated Fund:

Support multiple charities through one fund

Make one IRA distribution and receive one charitable tax receipt

Maintain long-term support for the nonprofits you care about

Simplify your annual charitable giving and recordkeeping

Give up to $111,000 annually through a Qualified Charitable Distribution

Scholarship Fund: Investing In Tomorrow’s Leaders

Scholarship funds provide donors the opportunities to offer financial support to students studying anywhere in America.

Hudson NOW or FOREVER Community Funds: Meeting ever-changing community needs

Address a broad range of current and future needs. Hudson Community Foundation evaluates all aspects of community well-being—arts and culture, education, historical preservation, health and human services—and awards strategic grants to high-impact projects and programs.

Field of Interest Fund: Connecting personal values to high-impact opportunities.

Target gifts to the cause most important to you: arts, education, neighborhood revitalization, youth welfare and more. Hudson Community Foundation awards grants to community organizations and programs addressing your special interest area.

Create a lasting charitable legacy. If a lifetime gift isn’t right for you, consider naming your Designated Fund or another HCF fund as a beneficiary of your IRA. It’s a simple way to maximize your charitable impact and support the organizations you care about for years to come.

Assigning your DAF or HCF Fund as a beneficiary of your IRA is easy. Our team is here to assist you to understand your options and answer your questions.  Contact Us Today!

The net result is you can take advantage of the higher standard deduction and avoid taxes on QCD amounts.

“You’ll be giving while you’re living!”